A simple way to update your chain and give it a more elegant look is to replace the closures with a clasp. You typically see decorative clasps on fine pearls and other fine beads, however, if you have a chain that you wear it a lot, why not update the closure by replace it with a clasp. It will definitely give your chain, whether gold or silver, a new look and increase its value.
You would be able to wear the clasp in the front, positioning it to the side or to the center for a diverse look.
A thought, if you have an odd pair of stud earrings or if a gentlemen member of your family has a tie pin that he doesn't wear, you could have a jeweler make the base for your clasp and have one of these pieces as the decorative top.











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